By: Matt @ Home & Pocket
August 1, 2025
July 2025 Dividend Portfolio Review – A Quiet Month, but the Checks Still Cleared
Not every month in the market is exciting—and that’s perfectly fine.
July was one of the quieter months for my dividend portfolio.
I didn’t make any new purchases or sell any positions, and with work keeping me away for most of the month, I simply didn’t have time to manage much of anything.
Still, the beauty of dividend investing is that the income keeps rolling in, whether you’re watching the market or not.
This month was my second-lowest dividend payout of the year, but I still pulled in nearly $100 in passive income—a small but steady reminder of why this strategy works. No work, no trading, just results.
Expect things to pick back up in August. My cash pile has been growing, and I’m eager to deploy it into new opportunities.
Stay tuned for a more active month ahead.
So let’s dive in and break down July’s dividend income — who paid, how much, and where things are heading next.
For the Month of July, We received a total of 12 individual dividend payments, amounting to $88.67. That’s right, almost $100 in pure income that we didn’t have to lift a finger to earn.
Honestly, July felt like watching paint dry—except the paint paid me.
That’s the beauty of dividend investing: even when nothing’s happening, something is. I didn’t lift a finger in the market, yet the portfolio quietly sent nearly $100 my way.
No trades, no hustle, just a few surprise deposits while I was off doing real work.
This slow, steady cash flow is exactly what passive income is all about. It’s not flashy, but it’s reliable—and reliability builds wealth.
Now, let’s take a look at the (short and sweet) numbers from July.
January, April, July, and October are my smallest months in terms of number of Companies I have that pay dividends in those months.
The portfolio currently has twelve (12) Stocks that pay dividends in July.
Ten (10) are quarterly dividend companies
And..
And now TWO (2) are monthly payout (Realty Capital – O) & (Main Street Capital Corp – MAIN).
July Dividends:
TOTAL DIVIDENDS RECEIVED $88.67
Average Dividend Payment: $7.38
That’s a total of $88.67 of completely passive income I received from just owning a piece of a company.
In perspective, that is UP $7 from this same month last year. (See Below).
I can probably say my recovery from that withdrawal from last year is about over. But we’ll see what the end of year total brings.
To give you a sense of just how exciting this is each month, let’s zoom out and look at the bigger picture.
In July alone, I received $88.67 across 12 different dividend-paying stocks. That’s real, passive income—money deposited straight into my account simply for owning solid companies.
Some of these companies will likely increase their dividends (as many of them have a strong history of doing annually), and I’ll probably add to a few positions along the way.
Even without lifting a finger, a typical 1.5% to 2% annual raise in payouts would bump next year’s income from this same portfolio up to about $1,365 to $1,380.
That’s the beauty of dividend investing—each month is a small harvest, and each year the tree gets a little bigger.
Stock Sale & Purchases for July:
This was a relatively slow month for stock purchases. There is nothing to report here—July was a ghost town in my brokerage account.
No buys, no sells, not even a limit order tease.
Between a packed work schedule and a market that seems more inflated than a beach ball at a kids’ pool party, I decided to sit tight and let my cash pile grow.
Sometimes the best move is no move at all.
I’ve got a watchlist full of dividend-paying stocks, and with some pullbacks or better valuations, I’m planning to put that idle cash to work soon.
August should be more exciting—at least for my portfolio, if not for my free time.
STRATEGY & EDUCATION
📈 Every month, I bring you powerful lessons and handpicked tools to level up your dividend investing strategy.
Whether you’re just getting started or managing a mature portfolio, you’ll find insights to help you earn more, stress less, and build lasting passive income.
📚 Don’t miss the articles below — they dive deep into the exact strategies I use to grow 💵 and protect 🛡️ my dividend stream year after year.
- I Want to start Investing but don’t know how – Check out “How to Build a 10-Stock Dividend Portfolio”
- What Type of Dividend Paying Stocks should you Buy – Check out “Types of Dividend Paying Stocks (Monthly, Quarterly, and Yearly)”
- Learn why Individual Stocks are better for Dividend Investors – Check out – “Why I Buy Individual Stocks over Mutual Funds”
Looking ahead and my Yearly Progress:
My Goal for 2025 is to recover from my sales in 2024 and get back on track. I am aiming for $2,300 in Dividend Income. – No change!
Currently, If I add no additional funds I will earn $2,246 over the next year. So, I am about $50 short. #Keepgoing!
2025 was supposed to be the year I hit $3,000 in dividends. However, due to moving and purchasing another house – #militarylife. things changed.
Consistency and discipline will be the key to getting back on track and regaining my lost dividends.
Look back at the January Report for a Refresher on how the year started!
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