By: Matt @ Home & Pocket
March 3, 2025
It’s that time of the month again!
We will now review our Dividend Income from the Month of February:
Exciting news this month—our passive income continues to grow! It is down from this month last year. Like I’ve been saying, I had to sell some stocks for a home down payment. #We will recover!
Anyways…
For the Month of February, We received a total of 11 individual dividend payments, amounting to $117.52. That’s right, over $100 in pure income that we didn’t have to lift a finger to earn!
It’s a perfect example of how dividends can provide a steady, reliable stream of cash flow, allowing us to earn money while we sleep. This kind of passive income is exactly what we’re building towards, and seeing those payments roll in is a reminder of how powerful smart investing can be. Let’s dive into the details of this month’s dividend report!
Be sure to check out my 2024 Dividend Report if you missed it.
February is another smaller month with dividend income being on the lighter end of things- Like JANUARY was.
That being said, The portfolio currently has Eleven (11) Stocks that pay dividends in February; Ten (10) are quarterly payouts and one (1) is our monthly payout (Realty Capital – O).
January Dividends:
- AT&T (T) – $27.75
- Apple (AAPL) – $0.50
- The Clorox Company (CLX) – $9.76
- Colgate Palmolive (CL) – $7.50
- CVS Health Corp (CVS) – $13.30
- General Mills (GIS) – $9.00
- Lowe’s Companies, Inc (LOW) – $4.60
- Procter & gamble (PG) – $8.05
- Reality Capital (O) – 7.92 – Monthly Dividend Stock
- Starbucks (SBUX) – $12.20
- Verizon Communications (VZ) – $16.94
TOTAL DIVIDENDS RECEIVED $117.52
That’s a total of $117.52 of completely passive income I received from just owning a piece of a company. In perspective, that is down from $142.23 in February of 2024; which is due to selling off part of the portfolio to purchase another house – no regrets just providing some context.
To further expand on how amazing this makes me feel every month when I receive these checks, let me further expand on the yearly outlook.
I just made $117.52 this month from these Eleven (11) dividend stocks. Over the course of a year, I will have earned an estimated total of $470.08 from these same eleven (11) dividend stocks. I say estimated because that assumes two factors do not change:
1. I don’t change my holdings; either by selling (which I rarely do) or adding to my position (which I probably will).
2. The dividend stocks themselves don’t raise or lower their dividend payout (which they probably will). Most of these companies have a long history of increasing their payout year after year if only to keep up with inflation. I tend to average around 1.5% to 2% dividend raise per year.
With that assumption, I would be at between $477 – $480 next year if I did nothing but watch my money tree grow!
Stock Purchases for February:
I also made two stock purchases in February:
- Hershey (HSY) 2 shares @ $140.45
- Canadian National Railway Company (CNI) 2 shares @ 99.34
HSY was adding to a position I already started back in late 2024.
CNI was a new position I initiated this month. The decision was made due to the sudden and brief drop in Canadian stocks. This drop resulted from the trade disputes between the US and Canada
Added Income to the Portfolio: $15.91 – Annual
HSY: $10.96
CNI: $4.95
Overall, I was pleased with the new purchases I made in February. I am looking to continue to build upon my lower stocks in the portfolio over the next 4-6 months. SHEL, QSR, NEE, CVX, are all on the watch for further stock purchases as they are the smallest positions I currently own.
Additionally, PSA, TXN, and MSFT are all on my watchlist for short-term initiating.
Looking ahead and my Yearly Progress:
My Goal for 2025 is to recover from my sales in 2024 and get back on track. I am aiming for $2,300 in Dividend Income. – No change!
Currently, If I add no additional funds I will earn $2,247.92 over the next year. So, I am short $53.00 #Keepgoing!
2025 was supposed to be the year I hit $3,000 in dividends. However, due to moving and purchasing another house – #militarylife. things changed.
Consistency and discipline will be the key to getting back on track and regaining my lost dividends.
Look back at January Report for a Refresher!
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